Insurance is a booking condition

It is a condition of booking that all Sea To Sky guests have Travel and Diving Insurance. Having good insurance cover is essential in the event of an incident whilst you are on holiday and / or diving. Ideally, insurance should be in place as soon as you make your booking with us.

We have partnered with two of the largest and most competitive specialist insurance providers, DiveAssure and DAN, enabling you to save between 10% – 15% on the cost of your insurance package, just click on the DiveAssure or Dan images and your discount will be automatically applied.

DiveAssure

Dive AssureWhat makes DiveAssure your best choice? We are dedicated exclusively to diving insurance, and together with Duke Dive Medicine, the world’s leaders in diving medicine, you are guaranteed the best coverage and services. Our variety of plans will allow you to choose a plan to suit your specific needs.

  • We offer the most comprehensive diving accident and travel insurance plans
  • We specialize in diving, our knowledge makes a difference
  • We pay directly to service providers
  • We provide 24/7 emergency and non-emergency medical hotlines
  • We have been insuring divers since 1999

Diving accident and travel insurance plans

We offer the most comprehensive Diving Accident and Dive&Travel insurance plans. Guaranteed. Our DiveSafe plan is the best product available on the market, with comprehensive, worldwide medical coverage as well as the benefits offered exclusively by DiveAssure. Our annual dive-travel plans include the DiveSafe plan for coverage against local diving accidents. Additionally, it offers the most comprehensive coverage against trip cancellation and interruption, including lost diving days, diving gear, and scenarios unique to liveaboard vacations.

Our service is dedicated exclusively to diving and was tailored to fit the diver’s needs. You are guaranteed the best available plans, designed specifically for divers. Should you require our help with claims or emergencies, you will find that our dedication and knowledge of diving and travel insurance makes a significant difference.

You don’t have to leave a deposit, credit card or other personal guarantees. In some scenarios, the amount of cash a person is allowed to withdraw from an ATM is simply not enough, and might prevent a diver from being treated or cause a delay in crucial times. With DiveAssure, you won’t have to worry about the payment, a direct payment will be arranged for you by our emergency hotline staff.

DiveAssure members and partner dive businesses can call Duke Dive Medicine (DDM) 24/7, with emergencies, questions or concerns, free of charge. DDM physicians will oversee all diving related emergencies to make sure that you are treated properly even in the most remote diving destination.

Why pay for what you don’t need? Travelling only for a short period? Not diving all year round? We offer a variety of insurance plans to suit your specific needs, choose between one week, two weeks or an annual plan. Choose whether you would like to be covered with our DiveSafe plan for diving accident only, or to have the most comprehensive Dive&Travel plans available on the market (two levels available).

Diving Insurance

DiveSafe

Diving locally or abroad? DiveAssure’s annual and short-term DiveSafe plans offer the coverage you need. The DiveSafe plan includes coverage for medical expenses, emergency medical evacuations, hyperbaric treatments and more.

Dive&Travel and Dive&Travel Plus

Finding a suitable travel insurance policy to cover your trips is not an easy task. When comparing different travel insurance programs you will find major differences in the level of coverage between the different programs on the market. The challenge is even bigger when going on a dive trip. Divers are not always aware of their special insurance needs as well of the specific knowledge and experience that is required when treating diving accidents in remote destinations, often with insufficient local medical knowledge.

DiveAssure offers 2 dive and travel plans that provide comprehensive general travel and diving accident insurance. In addition, both plans include many benefits specific to diving such as coverage for lost diving days and trip cancellation due to inclement weather. The Dive&Travel Plus also offers comprehensive coverage designed specifically for liveaboard trips. This plan, as opposed to a general travel insurance program, will cover your trip expenses if you missed the departure of your liveaboard because your flight was delayed, or if you have to cancel your trip as you are medically unable to dive, yet in good health otherwise. Both annual multi-trip plans include, at no additional charge, coverage for local diving (our DiveSafe plan). Single-trip coverage is available for trips up to 180 days.

Dan Insurance

Dan Insurance PartnerWhy a diving insurance?

Management of diving emergencies require specialised knowledge and skills, both on the medical and insurance side.
Whether you dive local or prefer to travel abroad, make sure a good dive insurance cover by a reliable provider is always on your checklist.

Why choose DAN?

24/7 Multilingual Diving Emergency Hotline

Why is it so special?

It’s a hotline fully dedicated to divers, managed by DAN’s medical network, handling over 5.500 emergency calls per year and offering timely assistance in case the unexpected happens.

Limitless Payment of Emergency Medical Transportation

Why do I need this? Sending out a helicopter or speedboat to assist a diver in the middle of nowhere can bear considerable costs. DAN’s reliable service providers make the process quicker and more effective.

Payment of Emergency Medical Treatment, Hyperbaric Therapy and Hospitalisation
Why is it so important? Treatment of dive injuries can be very expensive, especially abroad and when specialised care and hyperbaric therapy are required. Reliable insurance coverage is essential.

Travel Accident Insurance

What does it cover?

  • Divers are travellers, which is why we offer specific insurance covers for costs deriving from non-diving emergencies abroad, so that our members can enjoy holidays with peace of mind.
  • Professional Third-Party
  • Liability Insurance

How much is covered?
Diving professionals are offered a 4.000.000€ cover for third-party liability. This specific insurance is made for professionals in need of comprehensive protection against another party’s claims, including legal defence.

What is covered?
All Sport Plans are designed to cover you should the unforeseen happen, during your recreational or professional diving – both SCUBA and freediving – everywhere in the world.

We have three different Sport Plans on offer (Bronze, Silver, Gold) and extent of cover depends on the plan you choose.

In some countries outside the European Union, the only option available is the Sport Member plan, which is equivalent to the Sport Silver.

Benefits include:

  • Alarm Center and management of medical emergencies 24/7
  • Worldwide emergency medical treatment, including hyperbaric therapy and hospitalisation
  • Emergency medical evacuation, including air ambulance
  • Death or permanent disability
  • Medical cover for non-diving accidents and unexpected illnesses abroad
  • Annual DAN Membership

Scuba Divers
You enjoy diving with your buddies or with your family, in your home country or around the world. Keep exploring with peace of mind, with the right cover.

Freedivers
Static or dynamic, constant or variable weight: these plans are designed to fully cover any freediving activity, including competitions.

Dive Professionals
Dive instructor, divemaster or dive guide? Protect yourself against unexpected accidents or illnesses while diving.

Sport plans do not include Professional Liability insurance. If you need it, just check out our Pro Plans.

Technical Divers
Sport Silver or Sport Gold plans are great choices for you, as they do not have restrictions on depth limits or use of breathing gas mixtures, and rebreathers.
In some countries outside the European Union, the only option available is the Sport Member plan, which is equivalent to the Sport Silver.

DAN also offer the following plans:

PRO PLANS
Worldwide Dive Accident Insurance + Professional liability
Pro plans cover dive accidents worldwide, all year round.
They include professional liability for instructors, assistant instructors and dive guides. Pro plans also cover non-diving accidents while you are abroad.

DIVE CENTRE PLANS
Dive Centre Liability
Dive Centre plans cover general liability and legal defence in relation to your dive centre, school or association.

STUDENT PLANS
Dive Accident Insurance for your students.
Protect your students in case of dive accident (both scuba and freediving). You can activate these plans provided that you have a Pro or Dive Centre plan, or if you are a DAN Partner. You can register your students via your MyDAN.

COMMERCIAL DIVING
Dive Accident Insurance for commercial divers
Commercial diving plans cover medical assistance and accident insurance, covering an array of activities including offshore and inshore diving.

DIVE LOCAL PLAN
Local Dive Accident Insurance
Travel restrictions? We’ve got you covered, with a convenient insurance plan designed to protect you while you dive within your country of residence. The good news: all kind of diving is covered, including tech.

Currently available in Belgium, France, Germany, Italy, Netherlands, Russia and United Kingdom.